Clément Berthou is a payment systems expert and an economist advising the National Bank of Cambodia through its Institute for Banking Studies. He holds a PhD in Economics (Université Grenoble Alpes) and serves as IMF Short-Term Expert on cross-border payments. Previously, he managed Société Générale's global cash network.

The Institute for Banking Studies (IBS) is a vital department within the National Institute for Banking Studies, which operates under the National Bank of Cambodia. 

The presentation title will be announced soon

Andreas Deppeler is a Professor of Practice and Co-Director of the FinTech Lab at Monash University Malaysia. He teaches courses on financial technology, innovation, and digital strategy. His research concentrates on decentralized finance, financial inclusion, and the governance of emerging technologies, including artificial intelligence.

The Monash FinTech Lab is a cross-campus collaboration that advances policymaking in financial technology. It focuses on applied research, executive education, and knowledge dissemination via policy briefs, addressing issues such as financial inclusion and sustainable economic growth in the Asia-Pacific region.

The presentation title will be announced soon

Anil Gill has over 23 years of experience spanning commercial banking, investment banking, and strategic finance. He currently serves as the President of the Fintech Association of Malaysia (FAOM), having been elected in April 2025 after serving two terms as Treasurer. Anil is also the CEO and Co-Founder of Omni 3, an enterprise Saas venture launched in 2025 that specializes in workflow and performance optimisation.

Prior to his current ventures, Anil held senior leadership roles across major financial institutions, including CIMB Investment Bank, AmBank, HSBC, and OCBC Bank. Most recently, he led Enterprise Risk Management and ESG functions at Silverlake Axis Ltd, where he was responsible for implementing risk best practices and overseeing investor relations and strategic finance.

Anil holds a Bachelor of Commerce from the University of Melbourne and an MBA from the University of South Australia. He is a Fellow of CPA Australia, a member of the Malaysian Institute of Accountants and an Associate of ISCA and CIMA.

Fintech Association of Malaysia (FAOM), is a non-profit association founded in 2016. FAOM's main objectives are to accelerate innovation in the financial sector, connect entrepreneurs and startups, and be the catalyst of national policies, legislation and regulations in FinTech. 

The presentation title will be announced soon

John Kiff was a Senior Financial Sector Expert at the IMF from 2005 to 2021, focusing on financial stability and fintech issues, and OTC derivatives. Before that, he was at the Bank of Canada for 25 years where he managed the funding and investment of the government’s foreign exchange reserves.

Kiffmeister Consulting provides advice to central banks and international financial institutions on digital currencies. It also publishes a daily update on fintech and digital payments developments, and a monthly report on central bank digital currency (CBDC) exclusively for official institutions.

CBDC Academy: Blurring Lines Between Retail and Wholesale Central Bank Digital Currency

Until recently central banks have been running their retail CBDC projects along separate tracks. There is now a trend towards merging the tracks, as more central banks look to wholesale CBDC-backed tokenized deposits, and maybe even stablecoins, to achieve their digital retail payment-focused objectives. This session will start by recapping recent developments in the retail CBDC space. It will then explore how the lines between retail and wholesale CBDC are blurring, and assess potential future central bank-backed digital currency configurations.

David LEE Kuo Chuen is a Professor of Fintech and Blockchain at the Singapore University of Social Sciences (SUSS), an Adjunct Professor at the National University of Singapore (NUS), a founding Council Member of the British Blockchain Association, and Editor-in-Chief or Deputy Editor-in-Chief of the Journal of Fintech and Annual Review of Fintech. Professor LEE is also an internationally renowned scholar and industry opinion leader in the field of blockchain, an expert in the development of WEB3 and Artificial Intelligence (AI) application scenarios, the Chairman of the Global FinTech Institute(GFI), a co-founder of FLEX, the Chairman of the Board of Asia Pacific Exchange(APEX), a co-founder of the Singapore Blockchain Association, a co-founder of the Blockchain Security Alliance and Global Web3 Association, a CBDC advisor to the Asian Development Bank, Vice President of the Economic Society of Singapore (ESS),a cryptocurrency advisor to the Asian Institute of Digital Finance (AIDF) of NUS, an independent director of several companies in Singapore such as eTORO, founder of Western Australia Web3 Association, an angel investor in blockchain, WEB3, inclusive finance and AI innovation, a senior advisor and Investment Committee member of Artichoke Capital which is backed by institutional limited partners, including sovereign wealth and family office funds.

Global Fintech Institute (GFI) is a non-profit think tank and professional body dedicated to shaping the future of fintech. Headquartered in Singapore, GFI connects regulators, corporations, and academia to set global standards, deliver world-class education, and foster responsible innovation across the financial ecosystem.

The presentation title will be announced soon

As Deputy Governor, Mr. Rolle oversees the payments function as part of his broader duties. He holds a Bachelor’s Degree in Finance and Economics, College of William and Mary (USA), and a Master’s of Business Administration with a concentration in Finance and Quantitative Methods, University of Georgia (USA).

The Central Bank of The Bahamas, located on the island of New Providence, was established on 1st June, 1974, and is a monument to one of the most rapidly growing, international financial centers in the Caribbean. This unprecedented legal authority manages the financial policies of an independent nation, The Bahamas.

 

Governors' Panel on Digital Currencies

In this exclusive panel, the deputy governors of several central bank share their views on digital currencies. Gain unique perspectives on digital currency design, policy considerations, and the role of digital currencies in shaping the future financial system. Learn about the challenges, opportunities, and potential implications of CBDCs and stablecoins in the financial sector. Hear from these high-level decision-makers their strategic vision and practical insights that drive the digital currency agenda.

Joachim Samuelsson is CEO and board member at publicly-listed Swedish deep tech company Crunchfish. Joachim is a tech pioneer and a serial entrepreneur with many patents in digital payments and mobile technology. He has a Master of Science degree from 1998 in Industrial Engineering and Management from Linköping University.

Crunchfish is a deep tech company developing a device-agnostic trusted client application platform for offline payments, tokenized card payments as well as other mobile client / server systems. Crunchfish has been listed on Nasdaq in Stockholm since 2016, with headquarters in Malmö and a subsidiary in India.

Rethinking Retail Payments - Respecting Roles and Responsibilites in the Payment Ecosystem 

Crunchfish respects the roles in the payment ecosystem by allowing banks and payment application providers to enable end-users to MAKE payments with lsyer-2 wallets, while central banks with CBDC payment networks deliver the ability to RECEIVE and settle layer-2 payments This natural separation of responsibilities creates resilence, scalability, interoperability, flexibility and healthy competition within the payment ecosystem. Digital IOUs in a patented Reserve, Pay, and Settlement approach generalize how both card payments and smart contracts work. Welcome to explore how this groundbreaking innovation enables resilient payments seamlessly in modular and future-ready CBDC system.

 

Panel discussion : Interoperability & Standardization

As digital currencies—CBDCs, stablecoins, and tokenized deposits—continue to evolve, the demand for seamless interoperability and globally recognized standards has become increasingly urgent.

This panel will explore the critical role of interoperability and standardization in fostering a cohesive digital currency ecosystem. It will examine the challenges and opportunities presented by fragmented infrastructures, differing technical protocols, and regulatory asymmetries across jurisdictions.

The panel will also highlight current efforts toward establishing technical and governance standards.

Harry is a senior marketing and positioning strategist. He previously worked at Banque Paribas and ABN AMRO and was a director at two leading international strategic consultants.

He is a leading contributor to innovation in both the retail and corporate payments and transaction space. He has also been actively involved in developing a.o. financial planning, international pensions and new steps in 'social innovation'. His strength is in catalyzing institutions into developing vision and strategies and in identifying and implementing client-centric solutions.

He is a columnist and guest speaker, sits on several advisory boards and regularly publishes in leading international media.

Smorenberg Corporate Consultancy is an advisory specialized in payments and financial transactions.

Governors' Panel on Digital Currencies
In this exclusive panel, the deputy governors of several central bank share their views on digital currencies. Gain unique perspectives on digital currency design, policy considerations, and the role of digital currencies in shaping the future financial system. Learn about the challenges, opportunities, and potential implications of CBDCs and stablecoins in the financial sector. Hear from these high-level decision-makers their strategic vision and practical insights that drive the digital currency agenda.

 

Panel Discussion: The Impact of Digital Currencies on Payment Systems

This panel will discuss how digital currencies will influence the way payments will be made in the future. What are the pros & cons, the risks & opportunities?

This panel delves into how digital currencies are reshaping global payment systems, from reducing transaction costs to enabling real-time cross-border transfers. The panelists will discuss the opportunities and disruptions brought about by stablecoins, tokenization, CBDCs. The conversation will explore the integration of digital currencies into existing payment infrastructures and their potential to enhance financial inclusion. Attendees will gain a deeper understanding of the technological, economic, and policy implications of this transformation.

Wee Kee is responsible for architecting business capabilities for digital payments, and developing strategies to address current needs and capture future opportunities. He works closely with the product team to develop product vision and strategies, and with the technology team on aligning technical solutions with business needs. Prior to joining J.P. Morgan in 2022, Wee Kee was the Specialist Leader for Distributed Ledger Technology at the Monetary Authority of Singapore, where he led Project Ubin, was also Advisor at the BIS Innovation Hub, where he led Project Dunbar.

Kinexys by J.P. Morgan is the firm’s blockchain business unit focused on building the next generation of financial infrastructure utilising blockchain technology. Kinexys Digital Payments offers a blockchain-based deposit product that allows clients to make domestic and cross-border payments between Kinexys Digital Payments accounts on a 24/7, near real-time basis.

Designing Payment Tokens for Safety, Integrity, Interoperability, and Usability

With the growing interest on stablecoins, deposit tokens and CBDCs, Kinexys by J.P. Morgan and MIT Digital Currency Initiative collaborated on the research and development of a prototype for payment tokens on EVM-based blockchains. This presentation will discuss key findings from the research, including the additional capabilities required in payment tokens to meet compliance and regulatory requirements, the gaps in existing token standards and the proposal of two new sets of capabilities to address these gaps. The presentation will also highlight challenges in current approach towards token standards, and why narrow composable standards would help drive convergence in the space.

Heng Wang is a Professor at Singapore Management University. He was a professor at UNSW Sydney and co-directed key research centres. Heng has received major grants and awards, including recognition as Australia’s research leader in international law. His work is often cited by intergovernmental organisations. He is a member of World Economic Forum’s initiatives and advises or speaks at institutions including the UN, IMF, World Bank, and WTO.

The Singapore Management University is a business- and economics-oriented university in Singapore. SMU consistently ranks among the world’s top universities for business and economics and, in 2018, was ranked in the top 50 of the Financial Times MBA Rankings for the first time, making it the highest new entrant.

The presentation title will be announced soon

Kjetil has worked several year at the central bank, with various responsibilities in financial stability, payment system area, including heading policy, operation, licensing, supervision and oversight activities. Recently mostly engaged with analysis in the CBDC  and crypto area. 

Norges Bank is the Norwegian central bank, with responsibility to promote financial and monetary stability and a safe and efficient payment system, according to the Central Bank act. Norges Bank is owned by the state but organized as a separate legal entity.

Status on the CBDC exploration project at Norges Bank -where we are and where we are going

In this presentation, Kjetil Watne will introduce the CBDC exploration project at Norges Bank, focusing on a recent decision concerning whether the central bank should issue a CBDC, as well as insights from advanced technical and functional testing conducted in a blockchain-based technological sandbox.