Maximilian Pfeifer graduated with a bachelor’s in finance. He currently works on CBDC and on the current Fintech (DLT) topics in the OeNB as well as the collateral management. His Bachelor thesis focused on tokenized gold and digitalization of financial markets.

The Oesterreichische Nationalbank (OeNB) is the central bank of the Republic of Austria. As such, it is an integral part of the European System of Central Banks (ESCB). In the public interest, it helps shape economic development in Austria as well as in the euro area.

Eurosystem CBDC Initiatives – OeNB’s Contribution

Covering the global topic of CB+DCs, an overview on retail and wholesale applications is given. This includes specific insights into the Austrian market and views on the future outlook. Conclusions drawn from a recent paper are presented, as well as current research on consumer behaviour.