Simit leads the consulting practice at Teranode Group, specialising in digital currencies, blockchain, and Web3. He advises financial institutions and central banks on navigating the evolving digital currency landscape, helping them define and implement effective strategies to stay ahead in the rapidly transforming world of digital finance and emerging technologies.

Teranode Group is a collective of 18+ companies delivering blockchain-based innovation since 2015.Our advisory team draws on over a decade of hands-on experience in digital currencies, blockchain, and Web3. We’ve helped financial institutions, central banks and governments shape and deliver impactful solutions, from strategy to implementation.

The digital currency landscape is becoming increasingly diverse — spanning CBDCs, stablecoins, tokenised deposits, e-money tokens, and commercial bank money tokens. These forms of money are not competing in isolation; they are converging into a complex, interdependent ecosystem that will reshape the financial system over the next decade.

For both central banks and commercial institutions, the strategic challenge is no longer about whether to engage — but how to align, sequence, and scale their efforts to establish a framework for a future state that is continually evolving.

In this session, we will explore:

• The emerging architecture of digital currency
• The role and impact of AI on the digital currency landscape
• Legislation and the impact on payment system
• Use cases and future drivers and trends for digital currencies

A framework to help banks to map priorities, identify drivers, and define a vision around digital currency strategies.

Panel discussion: The way forward – An Outlook

As the digital currency landscape matures, stakeholders across the public and private sectors are grappling with what lies ahead. This forward-looking panel will examine various perspectives on the future trajectory of digital currencies, including CBDCs, stablecoins, and tokenized deposits.

The discussion will explore key trends shaping the next phase of digital currency adoption, including regulatory convergence, technological innovation, cross-border collaboration, and evolving use cases in retail and wholesale finance. Panelists will reflect on lessons learned from recent pilot programs and policy developments, while identifying critical priorities for ensuring scalability, trust, and inclusivity.

This session aims to provide a holistic outlook on how digital currencies are likely to impact the global financial system, the strategic decisions ahead for both regulators and innovators, and the collective roadmap needed to foster a resilient, interoperable, and equitable digital financial future.